Your money,with direction.
Tell Rumo about a purchase the way you would tell a friend. It understands, categorizes and shows where every real went — no spreadsheet, no bank connection.
Free forever. No card.
Rumo
Logging with Rumo
What came in or went out?
- No spreadsheet.
- No bank connection.
- No categories to memorize.
You tell. Rumo organizes.
01How it works
Logging an expense takes as long as saying it.
Type it, say it or snap a photo. Rumo reads the amount, name and category, shows how it will look in your statement — and only logs it when you confirm.
- 01
Type
The way you would tell a friend. Amount, name and category come straight out of the sentence.
- 02
Speak
Tap the mic and say the entry. Up to 30 seconds, transcribed on the spot.
- 03
Snap
A receipt, a payment slip or a screenshot of your statement. Rumo reads it and fills in the fields.
You always confirm before it reaches your statement.
Nothing gets logged on its own. Got it wrong? Fix the amount, category or date with one tap.
On Plus and Pro you can send it over WhatsApp: write “lunch 42” and reply “yes”.
02The app
The whole month on one screen.
Balance, what is fixed and what is variable, where every real went and which were the biggest expenses. Ready, nothing to set up.
Your real monthly balance
Income, fixed and variable costs kept apart. You see what is left, not just what came in.
Where it went
How much of the month was already committed before it started, and how much you decided along the way.
Biggest expenses
A podium of the top three. Sometimes a glance at it is enough to change next month.
Rumo home screen, with sample data.
Month balance
R$ 2.148,70
Income
R$ 6.400,00
Fixed
R$ 2.831,30
Variable
R$ 1.420,00
Save
R$ 2.500 / R$ 5.000
Spend at most
R$ 452 / R$ 600
Rumo noticed
4× at iFood this month: R$ 212.60, 38% above your usual.
At this pace, you end the month with R$ 640.00 to spare.
Where it went
Biggest expenses
Rumo noticed
It notices before you get the shock.
Rumo compares this month with your own previous months — not a national average — and warns you when something breaks the pattern. All computed on your device.
R$ 318.00 at Mercado Livre was well above your day-to-day spending.
4× at iFood this month: R$ 212.60, 38% above your usual.
R$ 1,456.30 in bills due in the next 7 days (3).
At this pace, you end the month with R$ 640.00 to spare.
And when you want to understand, just ask.
Rumo answers questions about your month in plain language, with your own numbers.
03Goals
Two kinds of goals. One score at month end.
Save
Say how much and by when. Rumo splits it into monthly installments and warns you if the month does not add up.
Spend at most
A cap for one category. Rumo tracks the pace and warns you while there is still time.
Month score
A 0 to 100 score for your month. Share it to Stories without showing a single amount.
PF + PJProfiles
Personal, business — or both together.
One profile for you and one for your business, each with its own entries. The consolidated view adds everything up.
04Privacy
Your numbers are yours alone.
We took the boring part seriously. So you never have to think about it.
- 01
End-to-end encryption
Your entries are encrypted with your vault password — a key only you hold. Not even Rumo can read them.
- 02
No access to your bank
Rumo does not log into your account or move money. You tell it whatever you want to tell.
- 03
Leaving is easy
Export a copy of everything and delete your account from the app menu, whenever you want. No phone calls.
- 04
Your subscription is our revenue
No ads and no selling of data. If Rumo does not help you, we do not get paid.
05Pricing
Start free. Pay only if it becomes a habit.
Free never expires. Plus and Pro unlock more entries and AI readings per month.
Plus
Most popularR$ 19,90/mo
- Entries per month
- 300
- AI readings per month
- 200
- Free trial
- 7 days, no card
Payments by Stripe, with card or Pix. Cancel renewal anytime, right in the app.
06FAQ
What people usually ask.
No. Rumo does not connect to your bank or move money. You tell it about expenses — by text, voice or photo — and Rumo organizes them. Your data is encrypted with a key only you hold.
Every time Rumo interprets a text, a voice note or a photo to build an entry, or answers a question about your month. Manual entries do not use readings — and Free is fully manual.
You see a preview before confirming and fix the amount, category or date with one tap. Nothing reaches your statement without your confirmation.
Yes. You can have a personal profile and a business profile, each with its own entries, and see both added up in the consolidated view.
Free is free forever, with 30 entries a month. Plus is R$ 19.90/month (or R$ 199.90/year) with 300 entries and 200 AI readings, and comes with a 7-day trial, no card needed. Pro is R$ 29.90/month (or R$ 312.90/year) with 1,000 entries and 600 readings. Yearly saves you up to 16%.
From the app menu: cancel renewal, export a copy of your data and delete your account whenever you want. No hoops.
Give your money a direction.
It takes a minute. Free, no card.
Start free